Ulta Beauty is the largest retailer of beauty products in the United States, offering more than 25,000 products in all categories and price ranges, including its own private label. For consumers looking to earn rewards in the form of beauty products, an Ulta Beauty credit card can be advantageous. Ulta offers the Ultamate Rewards credit card or the Ultamate Rewards Mastercard.
As with any credit card, once you get an Ulta credit card, you must make timely payments each month. Keep reading to learn more about making your Ulta credit card payment on time to avoid late fees.

Ulta Credit Card
Ulta Credit Card is a zero-dollar annual fee credit card for people who want to save some money on Ulta Beauty products and services. Offers a twenty percent discount on your first Ulta card purchase, plus ongoing rewards of two points for every dollar spent at Ulta.
The Mastercard version of the Ulta credit card also awards five hundred bonus points for spending five hundred dollars off Ulta Beauty in the first ninety days and one point for every three dollars normally spent on non-Ulta purchases.
Ulta credit card points are also very valuable, from three cents to 6.25 cents each, depending on how many you redeem. Cardholders can also earn elite status and higher reward rates by spending at least four hundred and fifty dollars in a calendar year.
Checkout: PCH Activation Code
Pay Ulta Credit Card Bill
There are a number of ways you can pay Ulta credit card bills. Since you are looking to pay Ulta credit card bill, I would assume that you already have an account with them in which case you can proceed. Ulta credit card bills can be paid through the online portal, phone, or mail. It is worth noting that paying Ulta credit card bills in stores is not an option.
How to Make Ulta Credit Card Payments Online
You can pay your Ulta credit card bill online easily as it is one of the fastest and easiest means to pay your bills. Follow the steps below to pay your bills online.
- Make sure you are connected to the internet and go to https://d.comenity.net/ac/ultamaterewardscreditcard/public/home.
- You would now be on the Ulta credit card login page on the comenity website. Log in by entering your username and password.
- After logging in, add your checking bank account number and routing number.
After these details have been added, you can now pay your outstanding bills by selecting the bill and following the prompts. Note that the site would be available to you 24/7 if you want to make changes to your profile, view your statements, or manage your account.
How to Make Ulta Credit Card Payment By Phone
Making payments by phone is also relatively easy. You first have to get your credit card and payment information in order. Once, you have this information, you can call the official customer service number displayed at the bottom of this page.
Make your request known to the customer service representative and provide all the requested information. After a few minutes, your bill payment would be processed. Customer service is available every day from 7 am – 11 pm CST.
How to Make Ulta Credit Card Payment by Mail
If you receive your bill statements by mail, then you should find the official address on the mail. If you don’t know the official address, I suggest calling customer care to provide you with the right address. Make sure the address you’re sending your payment to is the official address to avoid getting ripped off.
After getting the official address, write a check or add money payable to the comenity capital bank. You want to make sure your account number is added to this mail. You should pay the minimum payment due before the due date deadline to avoid penalties or pay the full amount on your statement balance to avoid interest charges.
Also, see: NetSpend Activate All Access Secured Card
How to Pay Ulta Credit Card Bills Through the Mobile App
First of all, download the Ulta credit card application from the google play store or iOS app store.
- Launch the app on your device and log in using your credentials.
- Select your credit card from the options provided (Ulta rewards credit card or Ulta rewards credit card MasterCard).
- Next, click “Manage Account” at the bottom of the screen and follow the prompts to complete your payment.
That’s how to pay your Ulta credit card bill using the mobile app.
How Long Does it Take to get Approved for the Ulta Credit Card?
You can get instant approval when applying for the Ulta credit card either online or in-store. Note that after approval, it can take up to ten days to receive the card.