Sears credit card payment is a way to pay your sears credit card bills. There are several ways to pay your sears credit card bill online. In this article, I would be showing you how you can pay off your sears credit card payment online.
Sears Credit Card Payment
As a large national retail chain, Sears offers items such as appliances, tools, apparel, shoes, home furnishings, and more. Even better, Sears offers a way to help fund those purchases: a Sears credit card or a Shop Your Way Mastercard, both issued by Citibank.

Using a Sears Mastercard or Shop Your Way credit card offers rewards and benefits such as five percent off or twelve months of interest-free financing on select items two hundred and ninety-nine dollars or more, or earning one percent to five percent in points for qualifying purchases.
To enjoy the benefits of your credit card rewards, you will need to keep your Sears Credit Card account current by taking advantage of one of the available payment options. Here’s everything you need to know.
How to make your Sears Credit Card Payment Online
Making your Sears credit card payment online is very easy. Follow the instructions below to make your Sears credit card payment online.
- Open any web browser on your device and proceed to https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=SEARS#signon.
- Enter your user ID and password in the appropriate fields. Check “Remember My User ID” if you want your user ID to be remembered on your next visit to the site.
- Scroll down and click on “Sign On”.
- After logging in, click the link to make a payment and follow the instructions online.
Before clicking the link to make a payment, make sure you have your bank account number and ACH routing number ready.
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How to make Sears Shop Your Way Credit Card Payment Online
Follow the steps below to make your Sears shop your ways credit card payment online.
- Open any web browser on your device and proceed to https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_SYW&langId=en_US#signon.
- Enter your user ID and password in the appropriate fields. Check “Remember My User ID” if you want your user ID to be remembered on your next visit to the site.
- Scroll down and click on “Sign On”.
- After logging in, click the link to make a payment and follow the instructions online.
Before clicking the link to make a payment, make sure you have your bank account number and ACH routing number ready.
How to Make Sears Credit Card Payment by Phone
You can easily pay your bills by phone by calling the official customer care number. After calling the toll-free number, follow the prompts to make your payment.
How to pay Sears Credit Card Bill in Person
You can pay your bills in person by going to any of the Sears stores in person. Simply go to the cashier section and request to pay your bills.
What Happens if I don’t pay Sears Bill on Time?
It’s important to pay your bill on time to avoid late fees and negative credit reports. If you pay your bill in full within the grace period, you can avoid charging interest on your purchases. The grace period is at least twenty-five days.
If you don’t pay at least the minimum due by the due date, a twenty-nine dollars late fee will apply. Additionally, more than one late payment in six consecutive billing cycles will result in a forty dollars charge.