How to Check Citibank Balance

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There are several ways to check Citibank’s balance and I would be showing you all the ways you can do this in this article. Citibank is a very popular bank and it offers a lot of banking services ranging from regular account opening to issuing credit cards.

Credit Card Balance

A credit card balance is the amount of credit available to use for credit card purchases. This is usually the difference between the card’s credit limit and the outstanding balance, which is the amount already spent on the card. Knowing the available balance on your credit card is important for using your credit card correctly, and avoiding overspending and over-limit charges.

How to Check Citibank Balance
How to Check Citibank Balance

Check Citibank Balance

Citibank allows its credit card customers to check their Citi credit card balances using different channels. Customers can take advantage of all the facilities to check their credit card balance at any time and thus plan their credit card spending accordingly. You can check your Citibank balance online, by phone, or through SMS.

Citibank Internet Banking

Citibank Internet Banking allows credit card users to have an online banking account through which they can manage Citibank credit cards at their convenience. All new credit card users must create a net banking account through the bank’s website to access their credit card information online. After the account has been created, users will have a User ID and PIN to log in and access their credit card account.

Checkout: Avant Credit Card Login Bill Payment

How to Check Citibank Balance at

After setting up Internet banking, you can check your balance online by following the steps below;

  • Launch the web browser on your smart device and go to
  • After the website loads, a login form should be displayed on the right side of the screen. Enter your user ID and password in the appropriate fields.
  • If you want the browser to remember you, check “Remember User ID”.
  • Finally, click on “Sign On”.

After a few seconds you would be logged in to your account and you can see your balance. Sometimes, you would have to click on the “View account summary” tab before your balance would be displayed.

How to Check Citibank Balance via SMS

If the mobile number you’re using is the number registered with the Citibank account in question, you can send an SMS in the following format.

  • Text “MYCITI” to 692484.
  • Text “BAL” to 692484.
  • Text “CARDBAL” to 52484 (For Vodafone/Airtel/Aircel / Idea users).
  • Text “CARDBAL” to +919880752484 (For other telecom users).

This would automatically, request for the current card balance on your account. Note that you would also get your response in the form of an SMS.

Also, See: Continental Finance Login App Fit Reflex MasterCard

How to Check Citibank Balance by Phone

Checking your balance by phone is also easy. All you have to do is call the official Citibank customer care phone number and request to check your balance. It is always a good idea to keep an eye on your balance to easily keep track of your expenses.

How can I check my Citibank Balance on my Mobile?

First, you will need to download and install the Citibank mobile app. Then log in with your credentials. Once logged in, you can choose the credit card whose balance you want to check.

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