BJ’s Perks Elite Credit Card is a Cashback credit card that offers massive discounts on every purchase made with BJ Perks Elite Credit Card. This card Is issued by Comenity Bank.
BJ’s Perks Elite Credit Card
BJ is an American membership-only wholesale membership club. This company first started way back in 1984 and has always been on the increase since. There have also been some rebranding and name changes throughout the years. Without further ado, let’s talk about the benefits of this card and how to apply.

Benefits Of BJ’s Perks Elite Credit Card
Here are some of the benefits of BJ’s elite credit card.
- With your BJ’s Perks, Elite Credit Card Get a 5% discount on lots of BJ’s purchases.
- Card Users receive 2% off on dining purchases.
- Enjoys 10¢ off on purchases made at BJ’s gas.
- Cardholders Enjoy No Annual fee.
- Earns 2% discount on purchases made outside BJ’s gas station.
- Members Get 1% off on every other purchase made with BJ’s Perks Elite Credit Card.
That’s it.
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Rate and Fees Of BJ Perks Elite Credit Card
Here are some of the rates and charges of this credit card.
- Annual Percentage Rate for purchases – 27.24%, 17.24%.
- APR For Balance transfers – 29. 24%.
- APR For Cash Advances – 29.24%.
- Minimum Interest charge – $2 .00 per Credit plan.
- Annual fee – none.
- Balance Transfer fee – $10 or 3%.
- Cash Advance fee – $10 or 5%.
- Convenience check fee – $10 or 5%.
- Foreign transaction fee – 3%.
- Late payment fee – $38.00.
- Returned payment fee – $38.00.
That’s it.
Requirement For BJ Perks Elite Credit Card
Below are the requirements for applying for BJ’s perk elite credit card.
- Applicant must be at the age of majority in your state.
- Must be a member.
- Should possess a valid government-issued photo ID.
- Aspirers should also have a driver’s license.
That’s it.
How To Apply For BJ Perks Elite Credit Card
To apply for BJ Perks Elite Credit Card you will, first of all, create an account which will lead you to the application page. Take the following steps to create an account;
- Open the web browser on your device and go to https://www.bjs.com/cobranded/validateMember?source=Cobrand_Carousel.
- When the website loads, you would be on the official application page. Fill out the application form with your membership number, first name, and last name.
- Tap on the “Continue” button.
Follow the rest of the onscreen instructions to complete your application.
How To Activate Your BJ’s Perks Elite Credit Card
Follow the steps below to activate your BJ perks Elite MasterCard.
- Visit https://c.comenity.net/ac/bjs/public/home.
- Move to the top of the page and tap on the “Activate Card” link.
- On the activation page key in your account number and the expiration date, the last four digits of your Social security number, and Zip code.
- Click on “Continue”.
To Activate Your card, this can be done by calling BJ’s Perks Elite Credit Card Agent.
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How To Login To BJ Perks Elite Credit Card
Follow the steps below to log in to your BJ perks credit card account online.
- Open the web browser on your device and go to https://c.comenity.net/ac/bjs/public/home.
- Just below the top navigation, click on the “Sign In” button.
- A login form should now be loaded. Fill out the form with your username and password.
- Hit the “Remember Me” box if you want to be remembered when next you visit the site.
Finally, hit the “Sign In” button at the bottom of the form.
How To Regain Your Forgotten BJ Credit Card Username and Password
Follow the steps below to recover your username or password.
- On the Login page tap on the “ Forgot your User name or password” button.
- Fill in your account number /Username, Zip code, and the last 4-digit of your social security number.
- Move your cursor downward and click on the “find my account” link.
That’s it. Follow the rest of the on-screen instructions to complete your password or username reset.
How To Make Bill Payment With Your Credit Card
Bill payments can be made online, by mail, or by phone.
For Online Payment:
Register for online account access to be able to make your payment online. Then log in to your BJ’s Perks Elite Credit Card account and pay your bills
Phone Payment:
Call the customer care line.
BJ Perks Elite Credit Card Customer Service
For more inquiries and help you can contact BJ’s Perks Elite CC specialist. You can find their contact on this page https://www.bjs.com/content?template=a&espot_main=minisite_perksterms%2F.